Join today and be part of a local financial co-operative owned by its members

Who are Capital Credit Union?

Credit unions are a bit like banks offering savings, loans, and mortgages, but with a difference.

Ethical; controlled by its members and operated on the principle of helping people

Not for profit; any surplus funds generated by CCU are paid back to the members as a dividend.

Save as you pay back your loan leaving you with a small nest egg following loan completion (over 18s).

We include free life insurance on savings and loans (T&Cs apply).



-Membership is free and members have the option to save by direct debit into various saving account options.

-Savings accounts, including a Xmas saver scheme.

-Borrow with benefits – competitive and affordable loans, no fees, no early repayment charges.  Our experienced loans team will assess each loan application – not a computer!

-Mortgages including first-time buyers – free independent advice from an accredited advisor.

-Lottery – a £3,000 prize winner every month.

-Refer a friend scheme - £5 directly into your savings account per referral (T&Cs apply).

-30 years experience and the backing of the financial services compensation scheme means our members know their money is in safe hands.

“I became a rep to support colleagues who need assistance and someone to stand up for them.”

Dyane BlakeCustomer Value Management Team, Marketing