Join today and be part of a local financial co-operative owned by its members

Who are Capital Credit Union?

Credit unions are a bit like banks offering savings, loans, and mortgages, but with a difference.

Ethical; controlled by its members and operated on the principle of helping people

Not for profit; any surplus funds generated by CCU are paid back to the members as a dividend.

Save as you pay back your loan leaving you with a small nest egg following loan completion (over 18s).

We include free life insurance on savings and loans (T&Cs apply).



-Membership is free and members have the option to save by direct debit into various saving account options.

-Savings accounts, including a Xmas saver scheme.

-Borrow with benefits – competitive and affordable loans, no fees, no early repayment charges.  Our experienced loans team will assess each loan application – not a computer!

-Mortgages including first-time buyers – free independent advice from an accredited advisor.

-Lottery – a £3,000 prize winner every month.

-Refer a friend scheme - £5 directly into your savings account per referral (T&Cs apply).

-30 years experience and the backing of the financial services compensation scheme means our members know their money is in safe hands.

“I am the time people don’t have in helping them get back into development!”

Gemma CoxenCommercial Lending Administration Manager